1. To protect family income
For many families, continuity of income is dependent on the continuation for life and health of the breadwinner. At least, insurance guarantee adequate family income in any unpredictable event.
2. A plan of medical or health
Most people complain about the rising cost of health treatment but they don’t make an effort to get additional protection. Only people who think wise for their future will protect themselves with insurance to ease the burden of high medical cost.
3. Financial protection as provident fund when in permanent or temporary disability
Due to the breadwinner disability, life insurance and personal insurance will ensure and protect the needs of the families will not affected.
4. A plan for the children education
All parents have high dreams for the future of their children. So insurance is a good for back up plan for long term benefits to protect your children in future.
5. The retirement fund
Do not just rely on the Employees Provident Fund (EPF) and pension. In fact all the people that work look forward to a happy retirement. So by protect youself with insurance it is a practical step toward that goal.
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